What if the monetary system itself is the problem?

HME/RICH combines circulation-secured money, a cooperative citizens' Monetative and a consistent real-economy focus – as a systemic step beyond Hayek+ and FIAT+.

Gabriel Waldeyer My vision is a society in which economic success is more strongly linked to social benefit – with greater self-determination, fair opportunities and genuine recognition of achievement, regardless of background or network.

Many of today's problems – inflation, real estate bubbles, growth pressure, rising inequality and state indebtedness – are structurally connected to the way our monetary system works. That is why I engage with monetary order, circulation-secured money, common good economics and the societal restructuring it requires.

🔍 System Comparison

HME/RICH builds on the best insights of existing reform schools – and goes systemically beyond them. What distinguishes the individual approaches?

🧭 Consulting

Alongside my information activities on economic reform topics, I offer personal navigation support on professional orientation, self-employment and individual reorientation.