I will not rest until we have a soul-guided monetary, economic and social system that serves humanity with justice and love, and is in harmony with nature.
My vision of an ideal world is one in which every person is self-actualised, self-aware, self-responsible and self-determined – acting and reaping from their higher will, and shaping their life freely, consciously, self-empowered and independently.
This applies above all in professional life, where we spend a large part of our daily time. A having to work transforms into a wanting to work, and the need to constantly recover from one's profession – or retire from it – dissolves.
Competition and rivalry serve the sacred purpose of showing you where you may further recognise your uniqueness and irreproducibility, animating the world and bringing momentum.
Marketing transforms into a pure networking and information offering – because on one hand you no longer need to sell what the other doesn't need, but simply are yourself, and on the other hand, self-actualisation leaves no lack of external identity (since everyone has taken their unique place) that could be exploited for one-sided gain.
Entrepreneurs take on the sacred task of creating the outer framework for the self-actualisation of others within their own fulfilment – no longer driven by profit maximisation.
Value fluctuations of currencies, real estate or labour no longer exist, because the value of a product or service is no longer determined by supply and demand, but solely by its quality, uniqueness and the effort involved. (Note: This describes the ultimate goal – Step 4 of the transformation. Step 1, the concrete implementation approach RICH/HME, still works with a modified market; pricing is fundamentally changed there through the elimination of the interest component and circulation-secured money, but is not yet fully decoupled from supply and demand.)
All forms of economic activity based on value fluctuations – such as the interest system – cease to exist. The role of money lending likewise disappears. This could be institutionalised by the state, thus eliminating the profession of "investor living off the work of others". Investment remains essential, but here too it flows from self-actualisation, not profit maximisation.
Employees, employers/entrepreneurs, the self-employed and investors are thereby all on equal footing – no hierarchies, because everyone has their unique place and their equally important task. Of course the body of a car is more important than a small screw holding it together. But everyone has their individual level of ability and capacity, and without the screw holding the body together, the body would not function.
This ideal, free world of living together includes appropriate and just energy exchange. This can take the form of money, appreciation or inner enrichment (insight, wisdom, fulfilment, growth, further development).
Everything should always be a win-win situation, so that the abundance of one is not built on the lack of another. In this way the zero line in a world of polarities and dualities is continuously raised, and the human community "ascends". The extreme gap between extreme wealth and extreme poverty transforms into the next higher stage of development.
Does this, my heart's desire, resonate with you? I cannot transform the current system alone – so I warmly invite you to enter my world and help co-create it, or to take up the idea and develop it further.
In recent years I have come to recognise that the current monetary and economic system as well as the social order must be completely restructured – both outwardly and inwardly – for such a new world to emerge.
Role Models and Inspirers
Among my great visionaries and inspirers are:
| Mahatma Gandhi | Non-violent resistance |
| Silvio Gesell | The Natural Economic Order |
| Rudolf Steiner | Social Threefolding |
| Prabhat Ranjan Sarkar | PROUT Theory |
| Peter Haisenko | Humane Market Economy |
| Christian Felber | Economy for the Common Good |
| Christian Kreiß | The End of Economic Growth |
| Bernd Hückstädt | Gradido – Natural Economy of Life |
| Götz Werner | Unconditional Basic Income |
| Yannis Varoufakis | Another Now – Dispatches from an Alternative Present |
| Michael Ende | Momo |
| Kalle Björn Pipoh | IGO – Integrated Monetary System Economy |
My contribution to my vision is, on the one hand, to further develop this body of thought, to publish ideas, to take up other ideas, integrate them, reflect upon them and develop them further.
Concrete Implementation Approach
The ideas of the inspirers listed above connect well with one another. The following approach structures the transformation into four sequential steps – the video below shows Step 1 in detail:
Step 1 – Monetary Foundation (RICH/HME): Abolition of interest and compound interest, circulation-secured money, cooperative Monetative instead of private money creation. Estimated impact: ~60% of the systemic damage of turbo-capitalism structurally resolved.
Step 2 – Complementary Economic and Currency Reforms: Economy for the Common Good (Christian Felber), IGO with ECO and TFE (Kalle Björn Pipoh), regional currencies such as Chiemgauer (Christian Gelleri), Sardex (Littera / Mancosu) and Minuto. First elements of Social Threefolding (associative economics) begin in parallel.
Step 3 – Restructuring the State (Social Threefolding): Structural separation of economic life, legal life and cultural/spiritual life according to Rudolf Steiner / Alexander Caspar. Free education and culture, independent of politics and economics. The unified state is replaced by democratically legitimised, independent institutions.
Step 4 – Shift in Consciousness: Cannot be forced – only a collective inner transformation enables concepts such as PROUT (P.R. Sarkar) and Gradido (Bernd Hückstädt) to unfold their full depth. The ultimate goal: value is no longer created by supply and demand, but by quality, uniqueness and lived solidarity.
Step 1 in detail – a first draft:
→ In the humane market economy, surpluses arise ("free capital" according to Rudolf Steiner), which flow into a solidary monetary value store (cooperative Monetative) (Peter Haisenko).
→ Money is circulation-secured (Silvio Gesell; Rudolf Steiner: "ageing money") – no longer hoardable. No concentration of power, no wealth gap.
→ Interest and compound interest are abolished – no growth compulsion, no time theft through private money creation (Michael Ende). The money supply remains stable, anchored in the real economy.
→ No taxes on labour; instead, unearned income (rent, lease, dividends) is taxed. The Common Good Matrix (Christian Felber) serves as the assessment framework (Peter Haisenko).
→ Retirement provision through the inflation-free monetary value store – prices fall as the interest component disappears from supply chains. Guaranteed basic income and basic healthcare are funded through a deduction on end-product sales (Peter Haisenko / Götz Werner).
→ Foreign trade imbalances are structurally balanced; the goal is decentralised, regional economic activity on equal terms (Peter Haisenko).
→ The foundations for a pure appreciation economy are thus laid (Bernd Hückstädt) – the transition happens non-violently and through consciousness (Mahatma Gandhi).
Consulting Services
It is not easy to navigate the current system without being enslaved by capitalism or leading a parasitic existence (= getting rich at the expense of others). To meet these challenges, I am happy to support you so that you gain clarity for yourself and can align purposefully without going in circles.
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About me
Video Presentation: RICH – a new monetary and economic system
#momoMovement
Theatre Group for Monetary and Economic Reform
PDF accompanying the RICH Video
Humane Market Economy by Peter Haisenko – Book Excerpts
Humane Market Economy by Peter Haisenko – Review by Hermann von Bering
Collection of works and ideas on monetary reform (Free University Berlin)
monneta.org (founded by Prof. Dr. Margrit Kennedy)
Foundation for Reform of the Monetary and Land Order (Dipl.-Economist Werner Onken)
Map of Monetary Change Actors
Renate Börger's and Simon Sonnenberg's compilation of 8 solutions for a money of the future
Simon Sonnenberg's, Norbert Bernholt's und Michael W. Bader's Think Tank for new Money Systems
Geldgipfel.de by GLS Bank Foundation
Prohibition of taking interest and Rules of owning land and to give it back "jubilee year rules" (Bible Leviticus 25:10...)
Prohibition of Interest in the Qur'an ("Riba")
Wiki Self-Actualisation
Wiki Humane Market Economy
Wiki Unique Selling Proposition
Wiki Demurrage (Currency)
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